Answer
To conclude: times of great affliction are ordinarily times of great temptation. It is Satan's usual practice then to charge us with more sins than we are really guilty of, and also to make things seem to be sins which, on impartial examination, will not be found to be so.
Indeed, had your neglect or failure been knowing and deliberate — had you really preferred a little money, being able to give it, before the life of your relation, deliberately choosing to risk their life rather than part with your money — then no doubt there would have been much sin mixed with your affliction, and your conscience may justly smite you for it. But in the other case, which is more common and I presume is yours, it is a false charge, and you ought not to assist the design of Satan in it.
Judge by the sorrow you now feel for your friend, in what degree he was dear to you, and what you could now be willing to give to ransom his life if it could be done with money. Judge by this how groundless the charge is that Satan now draws up against you — and to which you are all too ready to yield.